Relocation is not an easy and simple process even when you hire reliable packers and movers. In relocation your household belongings are always at risk. Nowadays packers and movers offer you moving insurance. Whether you are moving locally, domestically and internationally. Every individual wants to know about how your belongings will get protection for loss, damage etc.
If you want to make your relocation hassle-free, stress-free and damage-free then you need to go with the licensed packing and moving company who offers you moving insurance. So before moving further you want to know about the moving insurance.
What is Moving Insurance?
Moving insurance is a type of protection which gives protection to your personal and commercial goods at the time of relocation from one destination to another through some specific mode of transportation such as rail, road and air. This gives protection from loss, theft, damage from mishap such as fire, earthquake, accident, robbery, explosion etc.
There are various types of moving insurance nowadays moving
companies provide to their customers such as cargo insurance, international insurance, storage insurance etc. so before hiring any packer and mover for shifting it is important to check what sort insurance company provides. It is important to go through all the terms and conditions of the insurance policy before availing their services. If a moving company provides you insurance then don't forget to take the original insurance certificate and original bill from the packers and movers.
If you have decided to hire a professional packers and movers and avail their moving insurance for the safety of your goods, then it is important to know what types of goods are covered under the moving insurance.
Items such as jewellery, medicines, cash, antiques pieces, glassware, and food items are not covered under the transit or moving insurance.
Now the question arises: what is the need of moving insurance ?
Main purpose of the moving insurance is to ensure that your household and commercial goods get safe at the time of transit. Sometimes a few unfortunate incidents occur due to which we have to bear some financial losses. Protect yourself from these situations you need to take this transit protection or insurance coverage. Moving insurance cost will be calculated on the basis of your value of goods to move and the insurance plan you selected for your move. If you need only protection at the time of transit then transit insurance will be a good opt. And if you want your goods to get fully protected then you can take the all-inclusive insurance.
Moving Insurance charges
The basic charges of the moving insurance is around 3% of the declared value. Customers can ask for the moving insurance claim of maximum 80% of the declared value if their goods are lost or damaged during the transportation.
Types of Moving Insurance
Packers and movers offers two types of moving insurance:
Note: Always purchase insurance from the licensed and professional packers and movers near me. Before purchasing the insurance, do proper background research of the company and verify all insurance documents before purchasing. Don't forget to take the original insurance certificate and bills.
Types of Insurance Protection
There are two different kinds of insurance protections which moving insurance companies provide to their customers:
Document required at the time of moving Insurance claim
Before claiming the moving insurance. An individual have to submit the following documents:
Procedure for the moving insurance claim from the packers and movers
Every company follows its own set of rules and procedures for insurance claims. Here are few basic and common procedure :
Steps for moving insurance claim
At the time of unpacking you notice there's something damaged after being delivered to you by the moving company, then you need to ask for the official insurance claim from the company.
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